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Your Case Review

Should You Even Be In Your Current Financial Situation?

Most mortgage and loan products were sold entirely appropriately, but not all.

Our only way of finding out if you have been mis-sold your mortgage product is by conducting a full case review.

Is your mortgage?

· Interest only
· Self-certified
· Right-to-buy


Has your Advisor?

· Been “struck-off” for malpractice
· Personally bankrupt


Answering YES to any of the above could mean you may be due compensation.

Our process begins by obtaining ALL of the original documentation from your lender. It is vital that this is reviewed by our experts. Maybe it isn't your fault that you are trapped in your current predicament. We're the best people to investigate this on your behalf.

Our review will examine your affordability at the time you were sold your mortgage and the suitability of the product for your circumstances at the time. The status of the adviser and lending criteria are also investigated. We will examine what alternatives were available to you and how these factors related to the provision of suitable advice within the mortgage conduct of business rules.

We will assess where you are now.

The next stage of your case review is to assess your current financial position to determine whether your level of affordability has changed. Change in affordability can relate to a growing family, reduced earnings or increased household expenditure. Other factors to consider are relationship breakdowns, illness or death of a partner.

Your current level of affordability forms the basis of any lender negotiation. We understand that things change over time, often for reasons that are completely beyond your control.

How can we help?

Once your case review is complete, we will know and more importantly, you will know exactly what your options are in terms of:

· Types of debt settlement/write-off available
· Level of debt that can be written off (£70,000 average)
· How long your case will take to complete
· When is the best time to sell/move house


The Case Review costs £300, this is a loss-leader for Negative Equity UK due to the time and work required, however it allows us to (a) complete all of the above for you and (b) engage with you as a client, affording you regulatory protection under the Financial Conduct Authority, Financial Ombudsman Service and Financial Services Compensation Scheme.

Does this sound like something you need to find out about? Call 0161 631 2727 or fill in the form for a call-back.

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